Important Disclaimers and Legal Information
Past performance does not guarantee future results
Financial planning involves risks, and individual circumstances vary significantly
Please read these important disclaimers carefully before using our financial planning services. These statements outline important limitations, risks, and legal considerations that may affect your experience with our subscription-based planning consultations.
General Service Disclaimer
The financial planning guidance and consultations provided through our subscription service are intended for informational and educational purposes only. Our consultations focus on general financial concepts, budgeting strategies, and planning approaches rather than specific recommendations for particular financial products.
While we strive to provide valuable insights during our consultations, we cannot guarantee specific outcomes or results from implementing any suggestions discussed. Your financial situation is unique, and what works for one person may not be suitable for another.
Not Professional Financial Advice
Our subscription service provides general financial planning discussions and consultations only. We do not provide professional financial advice, tax advice, legal advice, or specific recommendations regarding particular financial products, securities, or transactions. Always consult qualified professionals for advice specific to your circumstances.
Important Notice:
Before making any significant financial decisions, please consult with licensed financial advisors, tax professionals, accountants, or legal counsel who can provide advice tailored to your specific situation and jurisdiction.
Information Accuracy and Currency
While we endeavor to ensure the information discussed in our consultations is current and accurate, financial markets, regulations, and economic conditions change frequently. Information provided during consultations may become outdated or may not reflect the most recent developments.
We make no warranties about the completeness, accuracy, or timeliness of information shared during consultations. It is your responsibility to verify any information before acting upon it.
Limitation of Liability
To the fullest extent permitted by Australian law, Druvenoxalir and its consultants shall not be liable for any damages arising from your use of our subscription service, including but not limited to
- Direct, indirect, incidental, or consequential damages resulting from financial decisions made following our consultations
- Loss of profits, savings, or other economic losses that may result from implementing strategies discussed
- Errors, omissions, or inaccuracies in information shared during consultations or on our website
- Any technical issues, service interruptions, or delays in consultation scheduling that may affect your planning activities
External Links and Third-Party Content
Our website may contain links to external websites or references to third-party resources for your convenience. These links do not constitute an endorsement of the linked sites or their content, products, or services.
We are not responsible for the content, privacy practices, or availability of external websites. Please review the terms and privacy policies of any third-party sites you visit.
Client Testimonials and Reviews
Client testimonials and reviews reflect individual experiences with our consultation services and should not be considered typical results. Each person's financial situation, goals, and outcomes will vary based on numerous personal factors.
Individual results may vary based on personal circumstances, commitment to planning strategies, and external economic factors
Financial Planning Disclaimer
Our subscription service focuses on general financial planning concepts, budgeting guidance, and resource allocation discussions. We do not provide advice regarding specific financial products, securities, or particular monetary vehicles.
Financial planning inherently involves uncertainty and risk. Economic conditions, market fluctuations, regulatory changes, and personal circumstances can all impact the effectiveness of planning strategies discussed during consultations.
All financial decisions carry inherent risks, and you may experience financial loss regardless of planning strategies employed
Jurisdiction and Governing Law
These disclaimers and your use of our service are governed by Australian law and regulations
Regional Considerations:
Financial regulations and tax implications may vary by state and territory within Australia. Our consultations provide general guidance that may need adjustment for your specific location.
These terms shall be governed by and construed in accordance with the laws of Australia, and any disputes shall be subject to the exclusive jurisdiction of Australian courts.
We encourage good faith discussion to resolve any concerns about our service. If formal dispute resolution becomes necessary, it shall be conducted through appropriate Australian legal channels.
Indemnification
By using our service, you agree to indemnify and hold harmless Druvenoxalir, its consultants, and employees from any claims, losses, damages, or expenses arising from your use of our consultation service or implementation of strategies discussed during sessions.
Severability
If any provision of these disclaimers is found to be unenforceable or invalid under Australian law, the remaining provisions shall continue to be valid and enforceable to the fullest extent permitted.
Changes to Disclaimers
We may update these disclaimers periodically to reflect changes in our service, applicable laws, or regulatory requirements. Please review this page regularly to stay informed of any modifications that may affect your use of our service.
Contact Information
If you have questions about these disclaimers or need clarification about any aspect of our service limitations, please contact us using the information below
Email: contact@druvenoxalir.com
Phone: +61 627 550 632
Address: 142 Collins Street, Melbourne VIC 3000
Last Updated: July 28, 2025
Effective Date: July 28, 2025